Personal

USe our compare tool to check the best credit card for your needs!

Credit card compare tool

Choosing a credit card is difficult and how do they work really? Explore our section to educate yourself and choose the best product for your needs.

Flexi Visa

Interest rate
19.9%

Cash advance
19.9%

Annual fee
None

Cash back
Up to 2% on your purchases

Travel insurance
For trips up to 3 days

Cash Back Visa

Interest rate
19.9%

Cash advance
19.9%

Annual fee
None

Cash back
Up to 2% on your purchases

Travel insurance
For trips up to 3 days

Cash Back MasterCard

Interest rate
19.9%

Cash advance
19.9%

Annual fee
None

Cash back
Up to 2% on your purchases

Travel insurance
For trips up to 3 days

Bonus Visa

Interest rate
19.9%

Cash advance
19.9%

Annual fee
None

Rewards program
Up to 2% of your purchases in BONUS­DOLLARS

Travel insurance
For trips up to 3 days

Cash Back World Elite Mastercard

Interest rate
19.9%

Cash advance
19.9%

Annual fee
$100

Cash back
Up to 4% on your purchases

Travel insurance
For trips up to 3 days

Odyssey Gold Visa

Interest rate
19.9%

Cash advance
19.9%

Annual fee
$110

Rewards program
Up to 2% of your purchases in BONUS­DOLLARS

Travel insurance
Comprehensive, up to 60 days

Odyssey World Elite Mastercard

Interest rate
19.9%

Cash advance
19.9%

Annual fee
$130

Rewards program
Up to 3% of your purchases in BONUS­DOLLARS

Travel insurance
Comprehensive, up to 60 days

Odyssey Visa Infinite Privilege

Interest rate
10.9%

Cash advance
10.9%

Annual fee
$295 for Desjardins members and $395 for non-members

Rewards program
Up to 4% of your purchases in BONUS­DOLLARS

Travel insurance
Comprehensive, up to 60 days

World Elite Mastercard

Interest rate
20.99%

Cash advance
22.49%

Annual fee
$150

Rewards program
Up to 5 points per dollar spent

Travel insurance
Comprehensive, up to 60 days

World Mastercard

Interest rate
20.99%

Cash advance
22.49%

Annual fee
$115

Rewards program
Up to 2 points per dollar spent

Travel insurance
Comprehensive, up to 60 days

Platinum Mastercard

Interest rate
20.99%

Cash advance
22.49%

Annual fee
$70

Rewards program
Up to 2 points per dollar spent

Travel insurance
Comprehensive, up to 10 days

MC1 Mastercard

Interest rate
20.99%

Cash advance
22.49%

Annual fee
$0

Rewards program
N/A

Travel insurance
N/A

Syncro Mastercard

Interest rate
11.20%

Cash advance
15.20%

Annual fee
$35

Rewards program
N/A

Travel insurance
N/A

Syncro Mastercard

Interest rate
20.99%

Cash advance
22.49%

Annual fee
$0

Rewards program
Up tp 1% cashback

Travel insurance
N/A

Allure Mastercard

Interest rate
20.99%

Cash advance
22.49%

Annual fee
$0

Rewards program
Up to 1 points per $2 dollars spent

Travel insurance
N/A

ECHO Cashback Mastercard

Interest rate
20.99%

Cash advance
22.49%

Annual fee
$30

Rewards program
Up to 1.5% cashback

Travel insurance
N/A

BMO eclipse Visa Infinite Card         

Interest rate
20.99%

Cash advance
23.99%

Annual fee
$120

Rewards program
Up to 5 points per dollar spent

Travel insurance
Comprehensive package available

BMO Ascend World Elite Mastercard

Interest rate
20.99%

Cash advance
23.99%

Annual fee
$150

Rewards program
Up to 5 points per dollar spent

Travel insurance
Comprehensive package available

BMO eclipse Visa Infinite Privilege Card

Interest rate
20.99%

Cash advance
23.99%

Annual fee
$499

Rewards program
Up to 5 points per dollar spent

Travel insurance
Comprehensive package available

BMO CashBack Mastercard                

Interest rate
20.99%

Cash advance
22.99%

Annual fee
$0

Rewards program
Up to 3% cash back

Travel insurance
N/A

BMO Preferred Rate Mastercard

Interest rate
13.99%

Cash advance
15.99%

Annual fee
$29

Rewards program
N/A

Travel insurance
N/A

BMO AIR MILES Mastercard

Interest rate
20.99%

Cash advance
22.99%

Annual fee
$0

Rewards program
Up to 3 miles per 25$ spent

Travel insurance
Comprehensive package available

BMO CashBack World Elite Mastercard

Interest rate
20.99%

Cash advance
23.99%

Annual fee
$120

Rewards program
Up to 5% cashback on purchases

Travel insurance
Comprehensive package available

BMO AIR MILES World Elite Mastercard

Interest rate
20.99%

Cash advance
23.99%

Annual fee
$120

Rewards program
Up to 3 miles per 12$ spent

Travel insurance
Comprehensive package available

BMO Prepaid Mastercard                    

Interest rate
0%

Cash advance
0%

Annual fee
$6.95

Rewards program
N/A

Travel insurance
N/A

BMO Rewards Mastercard                   

Interest rate
20.99%

Cash advance
22.99%

Annual fee
$0

Rewards program
Up to 1 point per dollar spent

Travel insurance
N/A

BMO U.S. Dollar Mastercard               

Interest rate
20.99%

Cash advance
22.99%

Annual fee
$35 US

Rewards program
N/A

Travel insurance
N/A

Student BMO CashBack Mastercard

Interest rate
20.99%

Cash advance
22.99%

Annual fee
$0

Rewards program
Up to 3% cashback on purchases

Travel insurance
N/A

Student BMO AIR MILES Mastercard

Interest rate
20.99%

Cash advance
22.99%

Annual fee
$0

Rewards program
Up to 3 miles per 25$ spent

Travel insurance
N/A

TD Cash Back Visa Infinite Card

Interest rate
20.99%

Cash advance
20.99%

Annual fee
$139

Rewards program
Up to 3% cashback on purchases

Travel insurance
Comprehensive package available

TD Cash Back Visa Card

Interest rate
20.99%

Cash advance
20.99%

Annual fee
$0

Rewards program
Up to 1% cashback on purchases

Travel insurance                                N/A

TD Aeroplan Visa Infinite Card

Interest rate
20.99%

Cash advance
20.99%

Annual fee
$139

Rewards program
Up to 1.5 Aeroplan points per dollar spent

Travel insurance                               Comprehensive package available

TD Aeroplan Visa Platinum Credit Card

Interest rate
20.99%

Cash advance
20.99%

Annual fee
$89

Rewards program
Up to 1 Aeroplan point per 1$ spend

Travel insurance
Comprehensive package available

TD Aeroplan Visa Infinite Privilege Credit Card

Interest rate
20.99%

Cash advance
20.99%

Annual fee
$599

Rewards program
Up to 2 Aeroplan point per 1$ spend

Travel insurance
Comprehensive package available

TD First Class Travel Visa Infinite Card

Interest rate                                 20.99%

Cash advance
20.99%

Annual fee
$139

Rewards program
Up to 8 TD rewards points per 1$ spend

Travel insurance
Comprehensive package available

TD Platinum Travel Visa Card             

Interest rate                                 20.99%

Cash advance
20.99%

Annual fee
$89

Rewards program
Up to 6 TD rewards points per 1$ spend

Travel insurance
Comprehensive package available

TD Rewards Visa Card             

Interest rate                                 20.99%

Cash advance
20.99%

Annual fee
$89

Rewards program
Up to 4 TD rewards points per dollar spent

Travel insurance
Comprehensive package available

TD Emerald Flex Rate Visa Card     

Interest rate                                           TD Prime + 5.50% to 13.75%

Cash advance
TD Prime + 5.50% to 13.75%

Annual fee
$25

Rewards program
N/A                                                                                                       

Travel insurance
N/A

TD U.S. Dollar Visa Card     

Interest rate                                                 20.99%

Cash advance
20.99%

Annual fee
$39 US

Rewards program
N/A                                                                                                       

Travel insurance
N/A

Scotia Passport Visa Infinite Card  

Interest rate                                                 20.99%

Cash advance
22.99%

Annual fee
$150

Rewards program
Up to 3 Scene points per 1 dollar spent                                                                                                                                    Travel insurance                                        Comprehensive package available

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